BHARGHEL & ASSOCIATES
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Banking & Finance
Practice area

Banking &
Finance

Comprehensive legal advisory for financial institutions, lenders, borrowers, and investors operating in South Sudan and across East Africa.

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Overview

We provide legal guidance on banking and finance matters, including financial services regulation, loan agreements, drafting and perfecting restructurings and securitizations, and managing financial liabilities.

We guide clients in navigating the complex regulatory landscape of the banking and financial industry, ensuring compliance with applicable laws, regulations, and guidelines imposed by regulatory bodies such as the Central Bank of South Sudan and other supervisory agencies.

At Bharghel & Associates, we provide expert guidance in structuring loan transactions, including drafting and negotiating loan agreements, security documents, and other related contracts. We assist both lenders and borrowers in ensuring that the terms and conditions of the loans are fair, legally enforceable, and aligned with their respective interests.

We also advise clients on project finance matters, assisting in structuring and negotiating financing arrangements for large-scale infrastructure projects, including public-private partnerships (PPPs), energy projects, and real estate developments. Our expertise ensures that financing is secured efficiently and in compliance with relevant laws and regulations.

Bharghel & Associates provides legal support in M&A transactions involving banks, financial institutions, and other entities in the financial sector. We advise on due diligence, negotiation, and drafting of transaction documents regulatory approvals, and compliance with merger control regulations.

What we do in this practice

Lending & loan documentation

Drafting and negotiating term loan facilities, revolving credit agreements, and syndicated lending structures.

Project finance

Legal structuring for infrastructure and energy projects, including security arrangements and intercreditor agreements.

Regulatory compliance

Advisory on Bank of South Sudan regulations, licensing requirements, and AML/CFT compliance frameworks.

Trade finance

Letters of credit, guarantees, and documentary collections for import/export transactions.

Security & collateral

Perfection of security interests over movable and immovable assets, charges, pledges, and guarantees.

Distressed debt & restructuring

Advising lenders and borrowers on loan workouts, enforcement strategies, and debt restructuring.

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